🏡 Does Passing Wealth on to Your Children Always Cost a Lot?
Not necessarily.
French law already allows many parents to pass on a significant portion of their wealth without inheritance tax, provided they plan ahead.
✅ Tax-free gifts to children:
€100,000 per parent, per child
✅ Family cash gifts:
€31,865 per parent, per child
✅ Life insurance (premiums paid before age 70):
€152,500 allowance per beneficiary
And these gift allowances are renewed every 15 years.
The real risk is not always taxation.
More often, it is failing to plan ahead.
🏡 A property valuation is an excellent first step to understanding the value of your assets and preparing your family's future with confidence.
📞 Nicole Chauveau – Optimhome Real Estate
📍 Issoire, Saint-Germain-Lembron, Brassac-les-Mines and surrounding areas
#Inheritance #EstatePlanning #WealthTransfer #RealEstate #PropertyValuation #NicoleChauveau #Optimhome #FranceProperty #FamilyWealth #FuturePlanning #EstateManagement #FamilyLegacy
